Discover the power of DeltaFor AI-optimised credit decisions
Delta augments human expert knowledge with AI-native capabilities, providing financial institutions a competitive edge in lending
Achieve superior lending outcomes
Mitigate risk, reduce credit loss and increase revenue using Delta. Our unique ‘glass box’ approach enables lenders to use AI with confidence.
Embedded with AI ethical principles to ensure compliance, our tooling allows lenders to visualise and understand the logic behind every AI predictive model and decision strategy.
Leverage traditional, alternative and latent data with leading AI techniques to make accurate predictions and achieve optimal decision outcomes.
Self Describing Decisions
We understand your need to leverage AI safely. So, we came up with a unique method to provide confidence and transparency. We’ve called it the Self Describing Decision.
Contained in a single data object, every element is explained. All model features and predictions, all reference data, and all rules triggered. A Self-Describing Decision is a complete record of all the information used to generate a decision outcome. Governance and explainability, baked in.
Integrated AI resulting in superior predictions.
Delta enables you to:
- Design, Run, and Manage Predictive Models in a single environment
- Understand feature performance
- Manage model performance and governance
- Accumulate decision logic, enabling AI to learn from experience
- Streamline reporting within an integrated single environment.
Optimal decision outcomes
Using Delta you can:
- Design, Run, and Manage your Decision Strategies
- Interpret Self-Describing Decisions with visualisation tooling
- Understand and optimise rule performance
- Seamlessly publish changes to your decision strategy
- Implement ‘stateful’ decision flows, standardising one-to-one relationships between applications and decision outcomes.
Safe and secure
Delta is designed, with security and compliance in mind. Ensuring customers can meet compliance requirements is integral to our operations.
Our cloud-native design is agile and flexible, ensuring we can deliver to your needs. We work closely with all major cloud services providers, and provide SaaS and VPC deployment options.
We take security and data privacy seriously and are ISO27001 certified.
The Delta platform
Maximise understanding of data to effectively derive features, build models, and map out decision flows.
Implement decision strategies, and operationalize models in real-time.
Govern model performance, and understand performance of decision strategies
A set of distinct principles guides our AI-led approach
Real Time Intelligence
NAB turns to AI to decide on small business loans.
“We partnered with Rich Data Corp for their proven ability to innovate, augment and expand our small business lending capability. Their Delta platform enables us to innovate and accelerate our lending options in this market, leveraging alternative data and AI techniques.“
Chief Innovation Officer, NAB
Experience the Delta difference
Book a demonstration to see the power first-hand