Credit Scoring & Decisioning Engine


smarter decisions. Superior outcomes.

Our AI-driven Credit Scoring & Decisioning Engine generates advanced credit scoring for consumers and SMEs by leveraging profiles, data and algorithms from the Intelligent Cloud Platform. 

We utilise deep global financial services expertise, advanced AI, and non-traditional data to deliver a next-generation credit scoring and decisioning platform for consumer and SME lending.

Advanced Credit Scoring

Enables lenders to finance ‘thin credit profile’ consumers and SMEs using limited data and alternative data sources.

Self Describing Decisions

Explicitly stores the entire decision (logic and data) for compliance and enhancement of default prediction

Expand the lending portfolio

Assists lenders to serve new markets and introduce new products by offering innovative AI transfer learning capabilities to quickly build new credit models.

rich data corporation

key features

  • Advanced credit scoring, leveraging profiles, data and algorithms from the Intelligent Cloud platform
  • Enables the full lifecycle of integrated credit scoring and decisioning, providing end-to-end visibility of the data and decision logic through Self Describing Decisions
  • Configurable decision flows that allow rapid implementation and deployment