Powering lending innovation

Michael Coomer

Chairman & Co-founder

Leading RDC with decades of unparalleled executive experience across Asia-Pac and beyond.

Michael has over 35 years experience in business and IT holding executive roles. He served as Executive Vice-President for the Asia-Pacific and Japan region at EDS, and Group Executive for Business and Technology Solutions and Services at Westpac Banking Corporation. Michael was also Chief Information Officer of the National Australia Bank, leading all IT activities in Asia, Australia, New Zealand, Ireland, Britain and the US. Michael is a graduate of the Harvard Business School Advanced Management Program and holds a Bachelor’s degree in engineering.

Michael Coomer

Chairman & Co-founder

Leading RDC with decades of unparalleled executive experience across Asia-Pac and beyond.

Michael has over 35 years experience in business and IT holding executive roles. He served as Executive Vice-President for the Asia-Pacific and Japan region at EDS, and Group Executive for Business and Technology Solutions and Services at Westpac Banking Corporation. Michael was also Chief Information Officer of the National Australia Bank, leading all IT activities in Asia, Australia, New Zealand, Ireland, Britain and the US. Michael is a graduate of the Harvard Business School Advanced Management Program and holds a Bachelor’s degree in engineering.

Charles Guan

CTO & Co-founder

Combining an analytical eye and a strategic mindset to deliver efficiency across the spectrum of RDC operations.

Charles has over 15 years’ experience in business analytics, enterprise applications, and program delivery. He was previously an Enterprise Architect at NSW Department of Justice, leading the enterprise performance management framework and implementation projects. He advised the departmental executives on strategy for business analytics, enterprise performance measurement and actionable insights. He also led the design and implementation of a budget system for the $5B budget of the department. Charles previously operated a consulting business managing IT projects using onshore and offshore resources for small to medium enterprises. Charles holds an EMBA from the Australia Graduate School of Management, a Master of Computer Engineering degree from the University of New South Wales, Australia and a Bachelor of Electrical Engineering degree from Tsinghua University, China.

Charles Guan

CTO & Co-founder

Combining an analytical eye and a strategic mindset to deliver efficiency across the spectrum of RDC operations.

Charles has over 15 years’ experience in business analytics, enterprise applications, and program delivery. He was previously an Enterprise Architect at NSW Department of Justice, leading the enterprise performance management framework and implementation projects. He advised the departmental executives on strategy for business analytics, enterprise performance measurement and actionable insights. He also led the design and implementation of a budget system for the $5B budget of the department. Charles previously operated a consulting business managing IT projects using onshore and offshore resources for small to medium enterprises. Charles holds an EMBA from the Australia Graduate School of Management, a Master of Computer Engineering degree from the University of New South Wales, Australia and a Bachelor of Electrical Engineering degree from Tsinghua University, China.

Mike Pratt

Non-Executive Director

Mike Pratt, a seasoned leader in both public administration and the financial sector, has transitioned to a significant role in the private sector as a Non-Executive Director of Rich Data Co, following an illustrious career in public service. Serving as the 27th Secretary of the NSW Treasury & NSW Industrial Relations from August 1, 2017, to January 28, 2022, Michael oversaw the strategic management of New South Wales' finances, including its budget, assets, liabilities, and the financial risk management framework, alongside transformation initiatives. His leadership spanned across various entities within the Treasury Cluster, including NSW Treasury Corporation, NSW Industrial Relations, NSW Long Service Corporation, icare (Insurance & Care NSW), and SAS Trustee Corporation. Michael's tenure as Secretary was marked by a comprehensive and strategic oversight of the state's fiscal management and policy.

Before his role at the Treasury, Mike was the NSW Customer Service Commissioner, where he transformed government service delivery through the creation of Service NSW, centering on the needs and experiences of the people of NSW. His career in the financial sector is equally distinguished, having held executive roles across major banking institutions including the Regional Head of Consumer & SME Banking for North East Asia at Standard Chartered Bank, and CEO positions at National Australia Bank in Australia, Bank of New Zealand, and Bank of Melbourne. Mike's contributions to the field of banking and finance were recognized when he was made a Member of the Order of Australia (AM) in 2016 and further honored with an Honorary Doctorate of Letters from Western Sydney University in 2018. As he embarks on a portfolio career, Mike continues to lend his expertise and vision to the evolution of finance and public service.

Mike Pratt

Non-Executive Director

Mike Pratt, a seasoned leader in both public administration and the financial sector, has transitioned to a significant role in the private sector as a Non-Executive Director of Rich Data Co, following an illustrious career in public service. Serving as the 27th Secretary of the NSW Treasury & NSW Industrial Relations from August 1, 2017, to January 28, 2022, Michael oversaw the strategic management of New South Wales' finances, including its budget, assets, liabilities, and the financial risk management framework, alongside transformation initiatives. His leadership spanned across various entities within the Treasury Cluster, including NSW Treasury Corporation, NSW Industrial Relations, NSW Long Service Corporation, icare (Insurance & Care NSW), and SAS Trustee Corporation. Michael's tenure as Secretary was marked by a comprehensive and strategic oversight of the state's fiscal management and policy.

Before his role at the Treasury, Mike was the NSW Customer Service Commissioner, where he transformed government service delivery through the creation of Service NSW, centering on the needs and experiences of the people of NSW. His career in the financial sector is equally distinguished, having held executive roles across major banking institutions including the Regional Head of Consumer & SME Banking for North East Asia at Standard Chartered Bank, and CEO positions at National Australia Bank in Australia, Bank of New Zealand, and Bank of Melbourne. Mike's contributions to the field of banking and finance were recognized when he was made a Member of the Order of Australia (AM) in 2016 and further honored with an Honorary Doctorate of Letters from Western Sydney University in 2018. As he embarks on a portfolio career, Mike continues to lend his expertise and vision to the evolution of finance and public service.

Lai Mei Leong

CFO

Bringing wide-ranging industry insight to the RDC business and the problems and opportunities of its clients.

Lai Mei has 25 years’ experience across industries as varied as Food & Beverage, Electronics, Property Development, Lifestyle, Medical, and Health and Wellness. She has deep experience in accounting, corporate finance, mergers and acquisitions, and general management and operations, including human resources. Lai was the key project leader for an IPO with dual listing in Singapore and Australia, being for an electronics group providing high-technology turnkey solutions to the semiconductor and surface mounted technology sectors. She also spent 10 years in an Australian publicly-listed medical and health supplements group with operations across Asia and Australia, holding the role of General Manager in charge of its Singapore, China, and Indonesia business units. Lai Mei has a Bachelor Degree in Accountancy from the National University of Singapore and is a Chartered Accountant of the Institute of Singapore Chartered Accountants since 1997.

Lai Mei Leong

CFO

Bringing wide-ranging industry insight to the RDC business and the problems and opportunities of its clients.

Lai Mei has 25 years’ experience across industries as varied as Food & Beverage, Electronics, Property Development, Lifestyle, Medical, and Health and Wellness. She has deep experience in accounting, corporate finance, mergers and acquisitions, and general management and operations, including human resources. Lai was the key project leader for an IPO with dual listing in Singapore and Australia, being for an electronics group providing high-technology turnkey solutions to the semiconductor and surface mounted technology sectors. She also spent 10 years in an Australian publicly-listed medical and health supplements group with operations across Asia and Australia, holding the role of General Manager in charge of its Singapore, China, and Indonesia business units. Lai Mei has a Bachelor Degree in Accountancy from the National University of Singapore and is a Chartered Accountant of the Institute of Singapore Chartered Accountants since 1997.

Dr Hendra Suryanto>

Chief Data Scientist

Championing the cause of data before it entered management lexicon as an asset, and now delivering research insights underpinned by global corporate experience.

Hendra has over 20 years’ experience in data science, big data, business intelligence, and data warehousing. Prior to joining RDC, he was a Lead Data Scientist at KPMG and advised the firm’s clients globally in relation to data science and big data projects. Dr Hendra’s experience spans across data architecture, data science and data engineering, managing and designing end-to-end data analytics solutions within an Agile continuous delivery DevOps framework. He has worked in leading organisations including Westpac Bank, Commonwealth Bank Australia, Veda, Bupa, HCF and Vodafone. He has in-depth expertise in various domain verticals including telecommunication, banking, fraud, risk, marketing, and insurance. Hendra completed a PhD in Artificial Intelligence and has further experience as a postdoctoral researcher in machine learning.

Dr Hendra Suryanto>

Chief Data Scientist

Championing the cause of data before it entered management lexicon as an asset, and now delivering research insights underpinned by global corporate experience.

Hendra has over 20 years’ experience in data science, big data, business intelligence, and data warehousing. Prior to joining RDC, he was a Lead Data Scientist at KPMG and advised the firm’s clients globally in relation to data science and big data projects. Dr Hendra’s experience spans across data architecture, data science and data engineering, managing and designing end-to-end data analytics solutions within an Agile continuous delivery DevOps framework. He has worked in leading organisations including Westpac Bank, Commonwealth Bank Australia, Veda, Bupa, HCF and Vodafone. He has in-depth expertise in various domain verticals including telecommunication, banking, fraud, risk, marketing, and insurance. Hendra completed a PhD in Artificial Intelligence and has further experience as a postdoctoral researcher in machine learning.

Victor Cheung

Commercial Director

Overseeing the implementation of commercial strategies, Victor brings over 20 years’ experience, working with customers to navigate the commercial landscape.

Victor was head of professional services Asia-Pacific for Amdocs and Comverse, setting up services to streamline engagements for Tier-1 accounts. He has led Business Program Management for brands such as Optus, Telstra and MLC; and held management roles with consulting firms - IBM and Oracle. Victor champions a balanced approach when establishing and negotiating agreements, providing perspective that enables both parties to say “yes” to mutually successful outcomes. Victor holds a Bachelor’s degree in computing science from the University of Western Sydney.

Victor Cheung

Commercial Director

Overseeing the implementation of commercial strategies, Victor brings over 20 years’ experience, working with customers to navigate the commercial landscape.

Victor was head of professional services Asia-Pacific for Amdocs and Comverse, setting up services to streamline engagements for Tier-1 accounts. He has led Business Program Management for brands such as Optus, Telstra and MLC; and held management roles with consulting firms - IBM and Oracle. Victor champions a balanced approach when establishing and negotiating agreements, providing perspective that enables both parties to say “yes” to mutually successful outcomes. Victor holds a Bachelor’s degree in computing science from the University of Western Sydney.

Julian Bloomfield

Chief Revenue Officer

Experienced and respected sales leader, with deep financial services and technology experience, an advocate for successful customer outcomes. 

Julian brings 30 plus years of information technology and business experience from both client’s side including Chase Manhattan Bank in London, New Zealand Government and enterprise software companies such as Oracle, Siebel, Salesforce and now Rich Data Co.

He has worked with customers in partnership to deliver large transformation programs covering digital/ customer experience/ CRM outcomes, core servicing and origination platforms and the combined analytical capabilities required to run a bank.

He is passionate about change and the opportunities that brings as well as delivering successful outcomes for our customers.

Julian Bloomfield

Chief Revenue Officer

Experienced and respected sales leader, with deep financial services and technology experience, an advocate for successful customer outcomes. 

Julian brings 30 plus years of information technology and business experience from both client’s side including Chase Manhattan Bank in London, New Zealand Government and enterprise software companies such as Oracle, Siebel, Salesforce and now Rich Data Co.

He has worked with customers in partnership to deliver large transformation programs covering digital/ customer experience/ CRM outcomes, core servicing and origination platforms and the combined analytical capabilities required to run a bank.

He is passionate about change and the opportunities that brings as well as delivering successful outcomes for our customers.

Junlong Zhai

Development Manager

Leading talented technologists to build and deliver world-class solutions.

Junlong brings immense value and expert knowledge to the RDC team holding over 20 years of experience across Telco, Financial Services and Credit. At NOKIA Junlong’s exposure was broad & deep covering solution sales & architecture, software architecture, project management, development, and client-side technical engagement. Junlong was a key expert in product development for the consulting and integration of NET. As Technical Director during his tenure at Tencent (Beijing), Junlong was responsible for the CoolNovo browser product line. He held executive level roles for China based Tongdao Financial Group, and Beijing Sinoway Credit Co before relocating to Australia in late 2019. Junlong holds a Bachelor of Computer Science from Harbin Institute of Technology, China.

Junlong Zhai

Development Manager

Leading talented technologists to build and deliver world-class solutions.

Junlong brings immense value and expert knowledge to the RDC team holding over 20 years of experience across Telco, Financial Services and Credit. At NOKIA Junlong’s exposure was broad & deep covering solution sales & architecture, software architecture, project management, development, and client-side technical engagement. Junlong was a key expert in product development for the consulting and integration of NET. As Technical Director during his tenure at Tencent (Beijing), Junlong was responsible for the CoolNovo browser product line. He held executive level roles for China based Tongdao Financial Group, and Beijing Sinoway Credit Co before relocating to Australia in late 2019. Junlong holds a Bachelor of Computer Science from Harbin Institute of Technology, China.

Phil Norman

Head of Client Advisory Services

Experienced leader driving innovative outcomes through data science and analytic insight. 

Phil leads our Client Advisory practice; a team established to work intimately with our clients, providing deep support and contributing to overall customer success. Phil brings global experience in credit risk across financial services, telco and utility, and insurance sectors in the US, UK, Asia, Australia and New Zealand. With practical experience in the application of AI techniques on a wide range of industry data sources and algorithms, Phil has a depth of industry understanding to advocate for the practical implementation of AI in our customers’ credit risk practices. Having led consulting teams with 70+ data science & analytics team members, Phil brings instrumental leadership and guidance to our business. 

Phil Norman

Head of Client Advisory Services

Experienced leader driving innovative outcomes through data science and analytic insight. 

Phil leads our Client Advisory practice; a team established to work intimately with our clients, providing deep support and contributing to overall customer success. Phil brings global experience in credit risk across financial services, telco and utility, and insurance sectors in the US, UK, Asia, Australia and New Zealand. With practical experience in the application of AI techniques on a wide range of industry data sources and algorithms, Phil has a depth of industry understanding to advocate for the practical implementation of AI in our customers’ credit risk practices. Having led consulting teams with 70+ data science & analytics team members, Phil brings instrumental leadership and guidance to our business. 

Crystal Du

Head of Data Engineering

Data-driven platform initiator and architect, data strategic thinker and problem solver.

As the Head of Data Engineering, Crystal combines technical expertise, strategic vision, and exceptional leadership to shape and execute the data engineering strategy of RDC, ultimately driving data-driven success and empowering teams to unlock the true value of their data assets. She is a seasoned professional with a deep passion for transforming raw data into actionable insights. With over 15+ years experience of data management, data platform end-to-end solution design, Crystal possesses a comprehensive understanding of the entire data lifecycle, from data acquisition and storage to processing and analysis. She spearheads the development and implementation of robust data engineering strategies to support RDC's data-driven initiatives.

Crystal Du

Head of Data Engineering

Data-driven platform initiator and architect, data strategic thinker and problem solver.

As the Head of Data Engineering, Crystal combines technical expertise, strategic vision, and exceptional leadership to shape and execute the data engineering strategy of RDC, ultimately driving data-driven success and empowering teams to unlock the true value of their data assets. She is a seasoned professional with a deep passion for transforming raw data into actionable insights. With over 15+ years experience of data management, data platform end-to-end solution design, Crystal possesses a comprehensive understanding of the entire data lifecycle, from data acquisition and storage to processing and analysis. She spearheads the development and implementation of robust data engineering strategies to support RDC's data-driven initiatives.

Jessica Muldoon

Jessica is a Certified Human Resources Practitioner specialising in Employee Lifecycle Management, Organisational Design and Leadership.

She brings a rounded commercial lens to her work which is complimented by a Bachelor of Business Majoring in Human Resources Management and a Graduate Certificate in Accounting and Finance. This is coupled with over fifteen years’ experience in various industries and organisations including six at an Executive level in a fortune 500 multinational company and founding a successful consulting practice.

Jessica Muldoon

Jessica is a Certified Human Resources Practitioner specialising in Employee Lifecycle Management, Organisational Design and Leadership.

She brings a rounded commercial lens to her work which is complimented by a Bachelor of Business Majoring in Human Resources Management and a Graduate Certificate in Accounting and Finance. This is coupled with over fifteen years’ experience in various industries and organisations including six at an Executive level in a fortune 500 multinational company and founding a successful consulting practice.

Richard Tweedie

Client Advisor

Helping businesses use data effectively to automate decision processes, improving Customer experience, reducing costs, managing risk and driving business profitability.

Richard has over 20 years’ experience in solving business problems using data, analytics and banking systems; building sustainable analytic eco-systems and operating models to support them. He has worked with banks and credit providers across the globe from the Vendor perspective, using decision engine software to solve their Risk problems and operationalise analytic artefacts. Locally, he headed the strategy and model implementation team for ANZ Bank, responsible for Home Loans, DDA, Credit Cards and Secured Lending.

Richard Tweedie

Client Advisor

Helping businesses use data effectively to automate decision processes, improving Customer experience, reducing costs, managing risk and driving business profitability.

Richard has over 20 years’ experience in solving business problems using data, analytics and banking systems; building sustainable analytic eco-systems and operating models to support them. He has worked with banks and credit providers across the globe from the Vendor perspective, using decision engine software to solve their Risk problems and operationalise analytic artefacts. Locally, he headed the strategy and model implementation team for ANZ Bank, responsible for Home Loans, DDA, Credit Cards and Secured Lending.

Karen Ferguson

Finance Manager

Experienced accounting and finance professional with a comprehensive understanding of business reporting requirements and accounting principles.

Karen has 30 years’ experience in the Finance Industry her diverse roles have led her to develop a broad and extensive knowledge base. Karen began her career in the Banking Industry working in both Management and Lending roles. Prior to joining RDC she has worked in Public Accounting Firms providing specialist Business Services and has successfully operated her own business providing support to a wide range of Business entities. Karen has extensive Financial Management experience working as a Finance Manager in the private sector for the past nine years and prior to this working in the Not-For- Profit sector for five years. Karen holds a Bachelor’s degree in Accounting from Swinburne University of Technology.

Karen Ferguson

Finance Manager

Experienced accounting and finance professional with a comprehensive understanding of business reporting requirements and accounting principles.

Karen has 30 years’ experience in the Finance Industry her diverse roles have led her to develop a broad and extensive knowledge base. Karen began her career in the Banking Industry working in both Management and Lending roles. Prior to joining RDC she has worked in Public Accounting Firms providing specialist Business Services and has successfully operated her own business providing support to a wide range of Business entities. Karen has extensive Financial Management experience working as a Finance Manager in the private sector for the past nine years and prior to this working in the Not-For- Profit sector for five years. Karen holds a Bachelor’s degree in Accounting from Swinburne University of Technology.

Christine Leddy

Head of Customer Delivery, North America

Meet Christine Leddy, the dynamic Head of Customer Delivery for North America at RDC. With an impressive tenure of over 25 years in the field, Christine has been at the forefront of designing and delivering quantitative solutions that have revolutionised operations across multiple pivotal industries, including financial services, manufacturing, and healthcare.

Christine's profound expertise in financial services encompasses a broad spectrum, from lending operations and risk management to audit processes. Her illustrious career commenced on the lender side with Bank of America, which laid the foundational stones of her profound industry knowledge and expertise. Progressing through her career, Christine made a significant impact on the vendor side with Experian, where she continued to hone her skills and contribute to the transformation of financial services through innovative and ethical use of data.

A fervent advocate for the ethical application of data and statistics, Christine’s passion is rooted in leveraging these powerful tools to glean insights and guide businesses toward making informed, optimal decisions. Her commitment to quality and process improvement is not just a professional principle but a driving force that shapes every project and initiative she leads.

Christine's academic credentials are equally impressive, holding a Master of Science in Statistics from Florida State University. Beyond her professional realm, Christine loves to share her knowledge and experience with others. She channels this passion through her role as an Adjunct Professor in Mathematics, where she not only imparts technical expertise but also inspires a love for numbers and their practical application in everyday life and business decisions.

Christine Leddy

Head of Customer Delivery, North America

Meet Christine Leddy, the dynamic Head of Customer Delivery for North America at RDC. With an impressive tenure of over 25 years in the field, Christine has been at the forefront of designing and delivering quantitative solutions that have revolutionised operations across multiple pivotal industries, including financial services, manufacturing, and healthcare.

Christine's profound expertise in financial services encompasses a broad spectrum, from lending operations and risk management to audit processes. Her illustrious career commenced on the lender side with Bank of America, which laid the foundational stones of her profound industry knowledge and expertise. Progressing through her career, Christine made a significant impact on the vendor side with Experian, where she continued to hone her skills and contribute to the transformation of financial services through innovative and ethical use of data.

A fervent advocate for the ethical application of data and statistics, Christine’s passion is rooted in leveraging these powerful tools to glean insights and guide businesses toward making informed, optimal decisions. Her commitment to quality and process improvement is not just a professional principle but a driving force that shapes every project and initiative she leads.

Christine's academic credentials are equally impressive, holding a Master of Science in Statistics from Florida State University. Beyond her professional realm, Christine loves to share her knowledge and experience with others. She channels this passion through her role as an Adjunct Professor in Mathematics, where she not only imparts technical expertise but also inspires a love for numbers and their practical application in everyday life and business decisions.

Victor Wykoff

Head of Data Science, North America

Experienced and customer-focused global leader facilitating RDC’s expansion into North America through collaborative model development and strategy design.

Meet Victor Wykoff, the visionary Head of Data Science for North America at RDC. With a career spanning over two decades, Victor has continually pushed the envelope in the realm of data-driven technologies. His impressive tenure kick-started at FICO, where he reengineered core credit bureau risk scores for major North American Credit Bureaus – Equifax, Experian and Trans Union. A testament to his expertise, Victor's international prowess was showcased during a secondment to Singapore, where he founded the FICO Score Delivery Team, accelerating the Global FICO Score's adoption across the Asia Pacific.

Victor's strategic insights have also played pivotal roles at PayPal, where he spearheaded Risk Analytics – Measurements & Experimentation, and at eBay in Product Experimentation Analytics. Prior to joining RDC, he was at the helm of SAP’s Procurement Data Science Team, pioneering data-driven innovations for SAP’s Procurement Applications.

Equipped with dual master's degrees in statistics and epidemiology from Stanford University, Victor is now driving RDC's expansion in North America. His leadership at RDC exemplifies a blend of rigorous analytical acumen and global strategic thinking, setting new standards in the financial technology space.

Victor Wykoff

Head of Data Science, North America

Experienced and customer-focused global leader facilitating RDC’s expansion into North America through collaborative model development and strategy design.

Meet Victor Wykoff, the visionary Head of Data Science for North America at RDC. With a career spanning over two decades, Victor has continually pushed the envelope in the realm of data-driven technologies. His impressive tenure kick-started at FICO, where he reengineered core credit bureau risk scores for major North American Credit Bureaus – Equifax, Experian and Trans Union. A testament to his expertise, Victor's international prowess was showcased during a secondment to Singapore, where he founded the FICO Score Delivery Team, accelerating the Global FICO Score's adoption across the Asia Pacific.

Victor's strategic insights have also played pivotal roles at PayPal, where he spearheaded Risk Analytics – Measurements & Experimentation, and at eBay in Product Experimentation Analytics. Prior to joining RDC, he was at the helm of SAP’s Procurement Data Science Team, pioneering data-driven innovations for SAP’s Procurement Applications.

Equipped with dual master's degrees in statistics and epidemiology from Stanford University, Victor is now driving RDC's expansion in North America. His leadership at RDC exemplifies a blend of rigorous analytical acumen and global strategic thinking, setting new standards in the financial technology space.