Powering lending innovation

Delivering credit where credit is due

Our purpose is to increase global access to sustainable credit.

To do so, we enable lenders to deeply understand their customers and make intelligent, AI informed decisions that meet their borrowing needs.

Our values

INNOVATION

Drawing upon courage and opportunity to harness the unique value RDC brings with strength, agility, and the power to change the world of lending.

 

TRUST

Empowered by shared values to offer respect and support to the RDC family and customers. We operate with integrity and rely on honesty and foster transparency in all interactions. Trust is the key to RDC’s success at the core.

AMBITION

Constantly striving to excel, embodying excellence in every action to advance global financial inclusion with a positive social impact.

RESILIENCE

We maintain stability and unrelenting conviction, we traverse the everchanging commercial landscape to realise ongoing success.

Founders & Board

Our leadership team has extensive experience with banking and software operating at scale. The team has diverse global industry experience and believes in the power of technology to create positive social impact.

Michael Coomer

Michael Coomer

Chairman & Co-founder

Leading RDC with decades of unparalleled executive experience across Asia-Pac and beyond.

Michael has over 35 years experience in business and IT holding executive roles. He served as Executive Vice-President for the Asia-Pacific and Japan region at EDS, and Group Executive for Business and Technology Solutions and Services at Westpac Banking Corporation. Michael was also Chief Information Officer of the National Australia Bank, leading all IT activities in Asia, Australia, New Zealand, Ireland, Britain and the US. Michael is a graduate of the Harvard Business School Advanced Management Program and holds a Bachelor’s degree in engineering.

Michael Coomer

Executive Chairman & Co-founder

Michael Coomer

Chairman & Co-founder

Leading RDC with decades of unparalleled executive experience across Asia-Pac and beyond.

Michael has over 35 years experience in business and IT holding executive roles. He served as Executive Vice-President for the Asia-Pacific and Japan region at EDS, and Group Executive for Business and Technology Solutions and Services at Westpac Banking Corporation. Michael was also Chief Information Officer of the National Australia Bank, leading all IT activities in Asia, Australia, New Zealand, Ireland, Britain and the US. Michael is a graduate of the Harvard Business School Advanced Management Program and holds a Bachelor’s degree in engineering.

Ada Guan

Ada Guan

CEO & Co-founder

Leading RDC with wisdom gained from global experience at the intersection of technology and finance to deliver on corporate strategy for clients.

Ada brings over 20 years’ global experience in financial services, software, and retail industries. Leading a Global Client Advisor team at Oracle Corporation, she advised board and C-level executives in large global banks on digital disruption and Fintech strategy, and drove Oracle thought leadership in banking digital transformation for Global Key Accounts. During her time at Westpac Bank in Australia, Ada implemented a multi-million dollar program to deliver a mission critical services layer for the Bank and formulated the IT strategy that formed the basis of the $800m investment program to transform Westpac’s Product and Operation division, and complete the merger with St. George Bank. Ada holds an EMBA from the Australia Graduate School of Management, and a Master of Computer Engineering from the University of New South Wales, Australia.

Ada Guan

CEO & Co-founder

Ada Guan

CEO & Co-founder

Leading RDC with wisdom gained from global experience at the intersection of technology and finance to deliver on corporate strategy for clients.

Ada brings over 20 years’ global experience in financial services, software, and retail industries. Leading a Global Client Advisor team at Oracle Corporation, she advised board and C-level executives in large global banks on digital disruption and Fintech strategy, and drove Oracle thought leadership in banking digital transformation for Global Key Accounts. During her time at Westpac Bank in Australia, Ada implemented a multi-million dollar program to deliver a mission critical services layer for the Bank and formulated the IT strategy that formed the basis of the $800m investment program to transform Westpac’s Product and Operation division, and complete the merger with St. George Bank. Ada holds an EMBA from the Australia Graduate School of Management, and a Master of Computer Engineering from the University of New South Wales, Australia.

Charles Guan

Charles Guan

CTO & Co-founder

Combining an analytical eye and a strategic mindset to deliver efficiency across the spectrum of RDC operations.

Charles has over 15 years’ experience in business analytics, enterprise applications, and program delivery. He was previously an Enterprise Architect at NSW Department of Justice, leading the enterprise performance management framework and implementation projects. He advised the departmental executives on strategy for business analytics, enterprise performance measurement and actionable insights. He also led the design and implementation of a budget system for the $5B budget of the department. Charles previously operated a consulting business managing IT projects using onshore and offshore resources for small to medium enterprises. Charles holds an EMBA from the Australia Graduate School of Management, a Master of Computer Engineering degree from the University of New South Wales, Australia and a Bachelor of Electrical Engineering degree from Tsinghua University, China.

Charles Guan

CTO & Co-founder

Charles Guan

CTO & Co-founder

Combining an analytical eye and a strategic mindset to deliver efficiency across the spectrum of RDC operations.

Charles has over 15 years’ experience in business analytics, enterprise applications, and program delivery. He was previously an Enterprise Architect at NSW Department of Justice, leading the enterprise performance management framework and implementation projects. He advised the departmental executives on strategy for business analytics, enterprise performance measurement and actionable insights. He also led the design and implementation of a budget system for the $5B budget of the department. Charles previously operated a consulting business managing IT projects using onshore and offshore resources for small to medium enterprises. Charles holds an EMBA from the Australia Graduate School of Management, a Master of Computer Engineering degree from the University of New South Wales, Australia and a Bachelor of Electrical Engineering degree from Tsinghua University, China.

Gordon Campbell

Gordon Campbell

CPO & Co-founder

Leading product development and collaboration with RDC partners and clients to deliver a truly competitive edge.

Gordon has been actively involved in product strategy and product development within three international software organisations, driving new capabilities from inception to market. He has extensive experience over all phases of the business solution lifecycle. As a senior industry solution director at Oracle, Gordon focused on transformation and innovation. He was responsible for all pillars of technology and applications with various executive and IT teams from companies including Westpac, NBNCo, AMP, Sydney Water, and Origin Energy. At Amdocs, Gordon worked on transformations and architecture in companies throughout Asia Pacific region. Gordon’s career began in chartered accountancy in New Zealand, and in parallel he undertook his ACA studies and later completed a CPIM, as well as leading an ISO9001 certification.

Gordon Campbell

CCO & Co-founder

Gordon Campbell

CPO & Co-founder

Leading product development and collaboration with RDC partners and clients to deliver a truly competitive edge.

Gordon has been actively involved in product strategy and product development within three international software organisations, driving new capabilities from inception to market. He has extensive experience over all phases of the business solution lifecycle. As a senior industry solution director at Oracle, Gordon focused on transformation and innovation. He was responsible for all pillars of technology and applications with various executive and IT teams from companies including Westpac, NBNCo, AMP, Sydney Water, and Origin Energy. At Amdocs, Gordon worked on transformations and architecture in companies throughout Asia Pacific region. Gordon’s career began in chartered accountancy in New Zealand, and in parallel he undertook his ACA studies and later completed a CPIM, as well as leading an ISO9001 certification.

Charles Guan

Mike Pratt

Non-Executive Director

Mike Pratt, a seasoned leader in both public administration and the financial sector, has transitioned to a significant role in the private sector as a Non-Executive Director of Rich Data Co, following an illustrious career in public service. Serving as the 27th Secretary of the NSW Treasury & NSW Industrial Relations from August 1, 2017, to January 28, 2022, Michael oversaw the strategic management of New South Wales' finances, including its budget, assets, liabilities, and the financial risk management framework, alongside transformation initiatives. His leadership spanned across various entities within the Treasury Cluster, including NSW Treasury Corporation, NSW Industrial Relations, NSW Long Service Corporation, icare (Insurance & Care NSW), and SAS Trustee Corporation. Michael's tenure as Secretary was marked by a comprehensive and strategic oversight of the state's fiscal management and policy.

Before his role at the Treasury, Mike was the NSW Customer Service Commissioner, where he transformed government service delivery through the creation of Service NSW, centering on the needs and experiences of the people of NSW. His career in the financial sector is equally distinguished, having held executive roles across major banking institutions including the Regional Head of Consumer & SME Banking for North East Asia at Standard Chartered Bank, and CEO positions at National Australia Bank in Australia, Bank of New Zealand, and Bank of Melbourne. Mike's contributions to the field of banking and finance were recognized when he was made a Member of the Order of Australia (AM) in 2016 and further honored with an Honorary Doctorate of Letters from Western Sydney University in 2018. As he embarks on a portfolio career, Mike continues to lend his expertise and vision to the evolution of finance and public service.

Mike Pratt

Non-Executive Director

Mike Pratt

Non-Executive Director

Mike Pratt, a seasoned leader in both public administration and the financial sector, has transitioned to a significant role in the private sector as a Non-Executive Director of Rich Data Co, following an illustrious career in public service. Serving as the 27th Secretary of the NSW Treasury & NSW Industrial Relations from August 1, 2017, to January 28, 2022, Michael oversaw the strategic management of New South Wales' finances, including its budget, assets, liabilities, and the financial risk management framework, alongside transformation initiatives. His leadership spanned across various entities within the Treasury Cluster, including NSW Treasury Corporation, NSW Industrial Relations, NSW Long Service Corporation, icare (Insurance & Care NSW), and SAS Trustee Corporation. Michael's tenure as Secretary was marked by a comprehensive and strategic oversight of the state's fiscal management and policy.

Before his role at the Treasury, Mike was the NSW Customer Service Commissioner, where he transformed government service delivery through the creation of Service NSW, centering on the needs and experiences of the people of NSW. His career in the financial sector is equally distinguished, having held executive roles across major banking institutions including the Regional Head of Consumer & SME Banking for North East Asia at Standard Chartered Bank, and CEO positions at National Australia Bank in Australia, Bank of New Zealand, and Bank of Melbourne. Mike's contributions to the field of banking and finance were recognized when he was made a Member of the Order of Australia (AM) in 2016 and further honored with an Honorary Doctorate of Letters from Western Sydney University in 2018. As he embarks on a portfolio career, Mike continues to lend his expertise and vision to the evolution of finance and public service.

Andrew Carriline

Andrew Carriline

A highly-respected senior finance executive, Andrew brings considerable value to the RDC team with over 30 years of extensive risk, banking and legal experience.

Formerly with Westpac, one of Australia’s “big four” banks and the country’s first and oldest banking institution, Andrew held numerous senior roles during his tenure there, notably having served as the Chief Risk Officer of the Institutional Bank at Westpac. More recently, he served as General Manager, Banking Industry Initiatives at Westpac Group, where he was responsible for the implementation of the Australian banking industry’s “6-point plan” that serves ensure ethical behaviour from banks when dealing with customers..

Andrew Carriline 

Non-Executive Director

Andrew Carriline

A highly-respected senior finance executive, Andrew brings considerable value to the RDC team with over 30 years of extensive risk, banking and legal experience.

Formerly with Westpac, one of Australia’s “big four” banks and the country’s first and oldest banking institution, Andrew held numerous senior roles during his tenure there, notably having served as the Chief Risk Officer of the Institutional Bank at Westpac. More recently, he served as General Manager, Banking Industry Initiatives at Westpac Group, where he was responsible for the implementation of the Australian banking industry’s “6-point plan” that serves ensure ethical behaviour from banks when dealing with customers..

Our people

Diversity of thought, unity of focus – our team powers the solutions that help clients succeed in the new credit landscape.

Check out our team here, you’ll find they are brilliant. Industry savvy, focused, and eager to help. A range of experience from Accenture, Amdocs, ANZ, Equifax, Ernst and Young, FICO, KPMG, Oracle, Sales Force, Tencent to Westpac – we have the advisory, banking, and analytic software vendor experience to be successful.

Lai Mei Leong

Lai Mei Leong

CFO

Bringing wide-ranging industry insight to the RDC business and the problems and opportunities of its clients.

Lai Mei has 25 years’ experience across industries as varied as Food & Beverage, Electronics, Property Development, Lifestyle, Medical, and Health and Wellness. She has deep experience in accounting, corporate finance, mergers and acquisitions, and general management and operations, including human resources. Lai was the key project leader for an IPO with dual listing in Singapore and Australia, being for an electronics group providing high-technology turnkey solutions to the semiconductor and surface mounted technology sectors. She also spent 10 years in an Australian publicly-listed medical and health supplements group with operations across Asia and Australia, holding the role of General Manager in charge of its Singapore, China, and Indonesia business units. Lai Mei has a Bachelor Degree in Accountancy from the National University of Singapore and is a Chartered Accountant of the Institute of Singapore Chartered Accountants since 1997.

Lai Mei Leong

Chief Financial Officer

Lai Mei Leong

CFO

Bringing wide-ranging industry insight to the RDC business and the problems and opportunities of its clients.

Lai Mei has 25 years’ experience across industries as varied as Food & Beverage, Electronics, Property Development, Lifestyle, Medical, and Health and Wellness. She has deep experience in accounting, corporate finance, mergers and acquisitions, and general management and operations, including human resources. Lai was the key project leader for an IPO with dual listing in Singapore and Australia, being for an electronics group providing high-technology turnkey solutions to the semiconductor and surface mounted technology sectors. She also spent 10 years in an Australian publicly-listed medical and health supplements group with operations across Asia and Australia, holding the role of General Manager in charge of its Singapore, China, and Indonesia business units. Lai Mei has a Bachelor Degree in Accountancy from the National University of Singapore and is a Chartered Accountant of the Institute of Singapore Chartered Accountants since 1997.

Dr Hendra Suryanto

Dr Hendra Suryanto>

Chief Data Scientist

Championing the cause of data before it entered management lexicon as an asset, and now delivering research insights underpinned by global corporate experience.

Hendra has over 20 years’ experience in data science, big data, business intelligence, and data warehousing. Prior to joining RDC, he was a Lead Data Scientist at KPMG and advised the firm’s clients globally in relation to data science and big data projects. Dr Hendra’s experience spans across data architecture, data science and data engineering, managing and designing end-to-end data analytics solutions within an Agile continuous delivery DevOps framework. He has worked in leading organisations including Westpac Bank, Commonwealth Bank Australia, Veda, Bupa, HCF and Vodafone. He has in-depth expertise in various domain verticals including telecommunication, banking, fraud, risk, marketing, and insurance. Hendra completed a PhD in Artificial Intelligence and has further experience as a postdoctoral researcher in machine learning.

Dr Hendra Suryanto

Chief Data Scientist

Dr Hendra Suryanto>

Chief Data Scientist

Championing the cause of data before it entered management lexicon as an asset, and now delivering research insights underpinned by global corporate experience.

Hendra has over 20 years’ experience in data science, big data, business intelligence, and data warehousing. Prior to joining RDC, he was a Lead Data Scientist at KPMG and advised the firm’s clients globally in relation to data science and big data projects. Dr Hendra’s experience spans across data architecture, data science and data engineering, managing and designing end-to-end data analytics solutions within an Agile continuous delivery DevOps framework. He has worked in leading organisations including Westpac Bank, Commonwealth Bank Australia, Veda, Bupa, HCF and Vodafone. He has in-depth expertise in various domain verticals including telecommunication, banking, fraud, risk, marketing, and insurance. Hendra completed a PhD in Artificial Intelligence and has further experience as a postdoctoral researcher in machine learning.

Kent To

Kent To

Head of Engineering

Exploring experimental pathways and industrialising established ones, based on the rigour developed in governmental environments.

Kent has over 10 years’ experience in enterprise application development, operations, and business intelligence. He was previously a Director in the NSW Department of Justice, working closely with the CIO to modernise software development and lifecycle management. Kent holds a Bachelor’s degree in computer science from the University of Technology, Sydney.

Kent To

Chief Engineer

Kent To

Head of Engineering

Exploring experimental pathways and industrialising established ones, based on the rigour developed in governmental environments.

Kent has over 10 years’ experience in enterprise application development, operations, and business intelligence. He was previously a Director in the NSW Department of Justice, working closely with the CIO to modernise software development and lifecycle management. Kent holds a Bachelor’s degree in computer science from the University of Technology, Sydney.

Victor Cheung

Victor Cheung

Commercial Director

Overseeing the implementation of commercial strategies, Victor brings over 20 years’ experience, working with customers to navigate the commercial landscape.

Victor was head of professional services Asia-Pacific for Amdocs and Comverse, setting up services to streamline engagements for Tier-1 accounts. He has led Business Program Management for brands such as Optus, Telstra and MLC; and held management roles with consulting firms - IBM and Oracle. Victor champions a balanced approach when establishing and negotiating agreements, providing perspective that enables both parties to say “yes” to mutually successful outcomes. Victor holds a Bachelor’s degree in computing science from the University of Western Sydney.

Victor Cheung

CIO (Acting)

Victor Cheung

Commercial Director

Overseeing the implementation of commercial strategies, Victor brings over 20 years’ experience, working with customers to navigate the commercial landscape.

Victor was head of professional services Asia-Pacific for Amdocs and Comverse, setting up services to streamline engagements for Tier-1 accounts. He has led Business Program Management for brands such as Optus, Telstra and MLC; and held management roles with consulting firms - IBM and Oracle. Victor champions a balanced approach when establishing and negotiating agreements, providing perspective that enables both parties to say “yes” to mutually successful outcomes. Victor holds a Bachelor’s degree in computing science from the University of Western Sydney.

Julian Bloomfield

Julian Bloomfield

Chief Revenue Officer

Experienced and respected sales leader, with deep financial services and technology experience, an advocate for successful customer outcomes. 

Julian brings 30 plus years of information technology and business experience from both client’s side including Chase Manhattan Bank in London, New Zealand Government and enterprise software companies such as Oracle, Siebel, Salesforce and now Rich Data Co.

He has worked with customers in partnership to deliver large transformation programs covering digital/ customer experience/ CRM outcomes, core servicing and origination platforms and the combined analytical capabilities required to run a bank.

He is passionate about change and the opportunities that brings as well as delivering successful outcomes for our customers.

Julian Bloomfield

Chief Revenue Officer

Julian Bloomfield

Chief Revenue Officer

Experienced and respected sales leader, with deep financial services and technology experience, an advocate for successful customer outcomes. 

Julian brings 30 plus years of information technology and business experience from both client’s side including Chase Manhattan Bank in London, New Zealand Government and enterprise software companies such as Oracle, Siebel, Salesforce and now Rich Data Co.

He has worked with customers in partnership to deliver large transformation programs covering digital/ customer experience/ CRM outcomes, core servicing and origination platforms and the combined analytical capabilities required to run a bank.

He is passionate about change and the opportunities that brings as well as delivering successful outcomes for our customers.

Angus Collingwood-Boots

Angus Collingwood-Boots

Head of Customer Delivery

Enabling innovative and strategic customer solutions through collaborative design and delivery, Angus has over 15 years’ experience in Business Transformation design and delivery, in Banking and Financial Services.

He was previously a Project Director for several large Programs across the Westpac Group, and more recently the Director for Strategic Design and Planning for the Westpac Customer Service Hub Portfolio. Prior to Westpac, Angus worked as a management consultant at Capgemini Consulting, in the Business Transformation team, working with leading organisations across Financial Services, Telecommunications, Energy, and Healthcare. Angus holds a Bachelor’s degree in Business from the University of Technology Sydney (UTS), and AGSM Certificate of Executive Leadership from UNSW Business School.

Angus Collingwood-Boots

Head of Customer Delivery

Angus Collingwood-Boots

Head of Customer Delivery

Enabling innovative and strategic customer solutions through collaborative design and delivery, Angus has over 15 years’ experience in Business Transformation design and delivery, in Banking and Financial Services.

He was previously a Project Director for several large Programs across the Westpac Group, and more recently the Director for Strategic Design and Planning for the Westpac Customer Service Hub Portfolio. Prior to Westpac, Angus worked as a management consultant at Capgemini Consulting, in the Business Transformation team, working with leading organisations across Financial Services, Telecommunications, Energy, and Healthcare. Angus holds a Bachelor’s degree in Business from the University of Technology Sydney (UTS), and AGSM Certificate of Executive Leadership from UNSW Business School.

Junlong Zhai

Junlong Zhai

Development Manager

Leading talented technologists to build and deliver world-class solutions.

Junlong brings immense value and expert knowledge to the RDC team holding over 20 years of experience across Telco, Financial Services and Credit. At NOKIA Junlong’s exposure was broad & deep covering solution sales & architecture, software architecture, project management, development, and client-side technical engagement. Junlong was a key expert in product development for the consulting and integration of NET. As Technical Director during his tenure at Tencent (Beijing), Junlong was responsible for the CoolNovo browser product line. He held executive level roles for China based Tongdao Financial Group, and Beijing Sinoway Credit Co before relocating to Australia in late 2019. Junlong holds a Bachelor of Computer Science from Harbin Institute of Technology, China.

Junlong Zhai

Head of Development

Junlong Zhai

Development Manager

Leading talented technologists to build and deliver world-class solutions.

Junlong brings immense value and expert knowledge to the RDC team holding over 20 years of experience across Telco, Financial Services and Credit. At NOKIA Junlong’s exposure was broad & deep covering solution sales & architecture, software architecture, project management, development, and client-side technical engagement. Junlong was a key expert in product development for the consulting and integration of NET. As Technical Director during his tenure at Tencent (Beijing), Junlong was responsible for the CoolNovo browser product line. He held executive level roles for China based Tongdao Financial Group, and Beijing Sinoway Credit Co before relocating to Australia in late 2019. Junlong holds a Bachelor of Computer Science from Harbin Institute of Technology, China.

Phil Norman

Phil Norman

Head of Client Advisory Services

Experienced leader driving innovative outcomes through data science and analytic insight. 

Phil leads our Client Advisory practice; a team established to work intimately with our clients, providing deep support and contributing to overall customer success. Phil brings global experience in credit risk across financial services, telco and utility, and insurance sectors in the US, UK, Asia, Australia and New Zealand. With practical experience in the application of AI techniques on a wide range of industry data sources and algorithms, Phil has a depth of industry understanding to advocate for the practical implementation of AI in our customers’ credit risk practices. Having led consulting teams with 70+ data science & analytics team members, Phil brings instrumental leadership and guidance to our business. 

Phil Norman

Head of Client Advisory

Phil Norman

Head of Client Advisory Services

Experienced leader driving innovative outcomes through data science and analytic insight. 

Phil leads our Client Advisory practice; a team established to work intimately with our clients, providing deep support and contributing to overall customer success. Phil brings global experience in credit risk across financial services, telco and utility, and insurance sectors in the US, UK, Asia, Australia and New Zealand. With practical experience in the application of AI techniques on a wide range of industry data sources and algorithms, Phil has a depth of industry understanding to advocate for the practical implementation of AI in our customers’ credit risk practices. Having led consulting teams with 70+ data science & analytics team members, Phil brings instrumental leadership and guidance to our business. 

Meng Liu

Meng Liu

Solution Consultant

Leading engagement to understand client business and technical requirements to ensure successful deliverable outcomes.

With over 25 years experience in organisations such as Equifax, Optus, The LiTMUS Group and Ernst & Young his skillset extends across consulting, business analysis, project management, product strategy, and architectural design & delivery of integrated solutions particularly in credit risk assessment and credit decisioning. Meng’s professional reputation as detail orientated, customer focused and outcome driven precedes him as a well-respected industry expert for credit decisioning. Meng holds a Bachelor of Information Technology, and Master of Information Systems from the University of Queensland. His ability to think outside the box, and cultivate alternate approaches to overcome challenges is a valued asset to the RDC business.

Meng Liu

Solution Consultant

Meng Liu

Solution Consultant

Leading engagement to understand client business and technical requirements to ensure successful deliverable outcomes.

With over 25 years experience in organisations such as Equifax, Optus, The LiTMUS Group and Ernst & Young his skillset extends across consulting, business analysis, project management, product strategy, and architectural design & delivery of integrated solutions particularly in credit risk assessment and credit decisioning. Meng’s professional reputation as detail orientated, customer focused and outcome driven precedes him as a well-respected industry expert for credit decisioning. Meng holds a Bachelor of Information Technology, and Master of Information Systems from the University of Queensland. His ability to think outside the box, and cultivate alternate approaches to overcome challenges is a valued asset to the RDC business.

Karen Ferguson

Mike Jones

General Manager, Australia and New Zealand

Dynamic, strategic, data-savvy leader.

Mike Jones has joined the RDC team as our General Manager for Australia and New Zealand. Mike brings over 25 years of valuable risk management, credit, data and analytics expertise to our team. Having worked across industry, top consulting firms and software organisations, Mike’s depth and breadth of experience and his passion for leadership, culture and people fit neatly with our existing team.  Mike will play a positive role in RDC’s growth and will help nurture our culture.

Mike Jones

General Manager, AU/NZ

Mike Jones

General Manager, Australia and New Zealand

Dynamic, strategic, data-savvy leader.

Mike Jones has joined the RDC team as our General Manager for Australia and New Zealand. Mike brings over 25 years of valuable risk management, credit, data and analytics expertise to our team. Having worked across industry, top consulting firms and software organisations, Mike’s depth and breadth of experience and his passion for leadership, culture and people fit neatly with our existing team.  Mike will play a positive role in RDC’s growth and will help nurture our culture.

Jessica Muldoon

Jessica Muldoon

Jessica is a Certified Human Resources Practitioner specialising in Employee Lifecycle Management, Organisational Design and Leadership.

She brings a rounded commercial lens to her work which is complimented by a Bachelor of Business Majoring in Human Resources Management and a Graduate Certificate in Accounting and Finance. This is coupled with over fifteen years’ experience in various industries and organisations including six at an Executive level in a fortune 500 multinational company and founding a successful consulting practice.

Jessica Muldoon

Head of Talent + Capability

Jessica Muldoon

Jessica is a Certified Human Resources Practitioner specialising in Employee Lifecycle Management, Organisational Design and Leadership.

She brings a rounded commercial lens to her work which is complimented by a Bachelor of Business Majoring in Human Resources Management and a Graduate Certificate in Accounting and Finance. This is coupled with over fifteen years’ experience in various industries and organisations including six at an Executive level in a fortune 500 multinational company and founding a successful consulting practice.

Rob Simon

Rob Simon

Client Advisor

Creative problem solver, innovative thinker, driving toward successful client outcomes. 

Rob is fascinated by the convergence of AI and non-traditional data, and how the advances in this domain can be applied to achieve superior outcomes. Rob’s approach to solving business problems is an involved one, from the conception to implementation of a solution. With over 13 years’ experience in consulting, delivering solutions for complex technology driven transformations he is a valuable member of the RDC team, actively supporting our clients based in Australia.

Rob Simon

Client Advisor

Rob Simon

Client Advisor

Creative problem solver, innovative thinker, driving toward successful client outcomes. 

Rob is fascinated by the convergence of AI and non-traditional data, and how the advances in this domain can be applied to achieve superior outcomes. Rob’s approach to solving business problems is an involved one, from the conception to implementation of a solution. With over 13 years’ experience in consulting, delivering solutions for complex technology driven transformations he is a valuable member of the RDC team, actively supporting our clients based in Australia.

Richard Tweedie

Richard Tweedie

Client Advisor

Helping businesses use data effectively to automate decision processes, improving Customer experience, reducing costs, managing risk and driving business profitability.

Richard has over 20 years’ experience in solving business problems using data, analytics and banking systems; building sustainable analytic eco-systems and operating models to support them. He has worked with banks and credit providers across the globe from the Vendor perspective, using decision engine software to solve their Risk problems and operationalise analytic artefacts. Locally, he headed the strategy and model implementation team for ANZ Bank, responsible for Home Loans, DDA, Credit Cards and Secured Lending.

Richard Tweedie

Client Advisor

Richard Tweedie

Client Advisor

Helping businesses use data effectively to automate decision processes, improving Customer experience, reducing costs, managing risk and driving business profitability.

Richard has over 20 years’ experience in solving business problems using data, analytics and banking systems; building sustainable analytic eco-systems and operating models to support them. He has worked with banks and credit providers across the globe from the Vendor perspective, using decision engine software to solve their Risk problems and operationalise analytic artefacts. Locally, he headed the strategy and model implementation team for ANZ Bank, responsible for Home Loans, DDA, Credit Cards and Secured Lending.

Karen Ferguson

Karen Ferguson

Finance Manager

Experienced accounting and finance professional with a comprehensive understanding of business reporting requirements and accounting principles.

Karen has 30 years’ experience in the Finance Industry her diverse roles have led her to develop a broad and extensive knowledge base. Karen began her career in the Banking Industry working in both Management and Lending roles. Prior to joining RDC she has worked in Public Accounting Firms providing specialist Business Services and has successfully operated her own business providing support to a wide range of Business entities. Karen has extensive Financial Management experience working as a Finance Manager in the private sector for the past nine years and prior to this working in the Not-For- Profit sector for five years. Karen holds a Bachelor’s degree in Accounting from Swinburne University of Technology.

Karen Ferguson

Finance Manager

Karen Ferguson

Finance Manager

Experienced accounting and finance professional with a comprehensive understanding of business reporting requirements and accounting principles.

Karen has 30 years’ experience in the Finance Industry her diverse roles have led her to develop a broad and extensive knowledge base. Karen began her career in the Banking Industry working in both Management and Lending roles. Prior to joining RDC she has worked in Public Accounting Firms providing specialist Business Services and has successfully operated her own business providing support to a wide range of Business entities. Karen has extensive Financial Management experience working as a Finance Manager in the private sector for the past nine years and prior to this working in the Not-For- Profit sector for five years. Karen holds a Bachelor’s degree in Accounting from Swinburne University of Technology.

Rob Simon

John Zugelder

A CFA® charterholder, with a background in credit innovation, policy, and
analytics. He is passionate for all things data, visual storytelling, and driving positive outcomes

John leads our growth and expansion into the North American market to support our continued global success. He brings a wealth of expertise from across the data, technology, and risk management ecosystems, and he joins Rich Data Co following a successful banking career at Wells Fargo Bank, Commonwealth Bank of Australia, and Macquarie Group. In addition to his technical capabilities and interests, John is committed to facilitating collaborative team culture with measurable results, and when he isn’t on the tools, you will find him outdoors with his family, often on bicycles.

John Zugelder

Head of Solutions, North America

John Zugelder

A CFA® charterholder, with a background in credit innovation, policy, and
analytics. He is passionate for all things data, visual storytelling, and driving positive outcomes

John leads our growth and expansion into the North American market to support our continued global success. He brings a wealth of expertise from across the data, technology, and risk management ecosystems, and he joins Rich Data Co following a successful banking career at Wells Fargo Bank, Commonwealth Bank of Australia, and Macquarie Group. In addition to his technical capabilities and interests, John is committed to facilitating collaborative team culture with measurable results, and when he isn’t on the tools, you will find him outdoors with his family, often on bicycles.

Christine Leddy

Christine Leddy

Head of Customer Delivery, North America

Meet Christine Leddy, the dynamic Head of Customer Delivery for North America at RDC. With an impressive tenure of over 25 years in the field, Christine has been at the forefront of designing and delivering quantitative solutions that have revolutionised operations across multiple pivotal industries, including financial services, manufacturing, and healthcare.

Christine's profound expertise in financial services encompasses a broad spectrum, from lending operations and risk management to audit processes. Her illustrious career commenced on the lender side with Bank of America, which laid the foundational stones of her profound industry knowledge and expertise. Progressing through her career, Christine made a significant impact on the vendor side with Experian, where she continued to hone her skills and contribute to the transformation of financial services through innovative and ethical use of data.

A fervent advocate for the ethical application of data and statistics, Christine’s passion is rooted in leveraging these powerful tools to glean insights and guide businesses toward making informed, optimal decisions. Her commitment to quality and process improvement is not just a professional principle but a driving force that shapes every project and initiative she leads.

Christine's academic credentials are equally impressive, holding a Master of Science in Statistics from Florida State University. Beyond her professional realm, Christine loves to share her knowledge and experience with others. She channels this passion through her role as an Adjunct Professor in Mathematics, where she not only imparts technical expertise but also inspires a love for numbers and their practical application in everyday life and business decisions.

Christine Leddy

Head of Customer Delivery, US

Christine Leddy

Head of Customer Delivery, North America

Meet Christine Leddy, the dynamic Head of Customer Delivery for North America at RDC. With an impressive tenure of over 25 years in the field, Christine has been at the forefront of designing and delivering quantitative solutions that have revolutionised operations across multiple pivotal industries, including financial services, manufacturing, and healthcare.

Christine's profound expertise in financial services encompasses a broad spectrum, from lending operations and risk management to audit processes. Her illustrious career commenced on the lender side with Bank of America, which laid the foundational stones of her profound industry knowledge and expertise. Progressing through her career, Christine made a significant impact on the vendor side with Experian, where she continued to hone her skills and contribute to the transformation of financial services through innovative and ethical use of data.

A fervent advocate for the ethical application of data and statistics, Christine’s passion is rooted in leveraging these powerful tools to glean insights and guide businesses toward making informed, optimal decisions. Her commitment to quality and process improvement is not just a professional principle but a driving force that shapes every project and initiative she leads.

Christine's academic credentials are equally impressive, holding a Master of Science in Statistics from Florida State University. Beyond her professional realm, Christine loves to share her knowledge and experience with others. She channels this passion through her role as an Adjunct Professor in Mathematics, where she not only imparts technical expertise but also inspires a love for numbers and their practical application in everyday life and business decisions.

Victor Wykoff

Victor Wykoff

Head of Data Science, North America

Experienced and customer-focused global leader facilitating RDC’s expansion into North America through collaborative model development and strategy design.

Meet Victor Wykoff, the visionary Head of Data Science for North America at RDC. With a career spanning over two decades, Victor has continually pushed the envelope in the realm of data-driven technologies. His impressive tenure kick-started at FICO, where he reengineered core credit bureau risk scores for major North American Credit Bureaus – Equifax, Experian and Trans Union. A testament to his expertise, Victor's international prowess was showcased during a secondment to Singapore, where he founded the FICO Score Delivery Team, accelerating the Global FICO Score's adoption across the Asia Pacific.

Victor's strategic insights have also played pivotal roles at PayPal, where he spearheaded Risk Analytics – Measurements & Experimentation, and at eBay in Product Experimentation Analytics. Prior to joining RDC, he was at the helm of SAP’s Procurement Data Science Team, pioneering data-driven innovations for SAP’s Procurement Applications.

Equipped with dual master's degrees in statistics and epidemiology from Stanford University, Victor is now driving RDC's expansion in North America. His leadership at RDC exemplifies a blend of rigorous analytical acumen and global strategic thinking, setting new standards in the financial technology space.

Victor Wykoff

Head of Data Science (US)

Victor Wykoff

Head of Data Science, North America

Experienced and customer-focused global leader facilitating RDC’s expansion into North America through collaborative model development and strategy design.

Meet Victor Wykoff, the visionary Head of Data Science for North America at RDC. With a career spanning over two decades, Victor has continually pushed the envelope in the realm of data-driven technologies. His impressive tenure kick-started at FICO, where he reengineered core credit bureau risk scores for major North American Credit Bureaus – Equifax, Experian and Trans Union. A testament to his expertise, Victor's international prowess was showcased during a secondment to Singapore, where he founded the FICO Score Delivery Team, accelerating the Global FICO Score's adoption across the Asia Pacific.

Victor's strategic insights have also played pivotal roles at PayPal, where he spearheaded Risk Analytics – Measurements & Experimentation, and at eBay in Product Experimentation Analytics. Prior to joining RDC, he was at the helm of SAP’s Procurement Data Science Team, pioneering data-driven innovations for SAP’s Procurement Applications.

Equipped with dual master's degrees in statistics and epidemiology from Stanford University, Victor is now driving RDC's expansion in North America. His leadership at RDC exemplifies a blend of rigorous analytical acumen and global strategic thinking, setting new standards in the financial technology space.

Kevin Tham

Kevin Tham

Chief Information Security Officer

Established CISO spearheading Cybersecurity Innovation in Australian digital banking and fintech sector.

Boasting over two decades of deep expertise in information security, Kevin stands out as a distinguished leader in the Australian Digital Banking and Fintech sector. His career is marked by a series of significant achievements, notably his capacity to craft and implement innovative information security strategies within highly regulated environments.

His adeptness in stakeholder management and executive communication has enabled him to effectively liaise with Boards and lucidly convey intricate cybersecurity principles. His deep engagement in regulated sectors has refined his skills in regulatory compliance, making him a pivotal figure in aligning organisational practices with the latest regulatory demands, setting a high bar for cybersecurity excellence and leadership.

Kevin Tham

Chief Information Security Officer

Kevin Tham

Chief Information Security Officer

Established CISO spearheading Cybersecurity Innovation in Australian digital banking and fintech sector.

Boasting over two decades of deep expertise in information security, Kevin stands out as a distinguished leader in the Australian Digital Banking and Fintech sector. His career is marked by a series of significant achievements, notably his capacity to craft and implement innovative information security strategies within highly regulated environments.

His adeptness in stakeholder management and executive communication has enabled him to effectively liaise with Boards and lucidly convey intricate cybersecurity principles. His deep engagement in regulated sectors has refined his skills in regulatory compliance, making him a pivotal figure in aligning organisational practices with the latest regulatory demands, setting a high bar for cybersecurity excellence and leadership.

Crystal Du

Crystal Du

Head of Data Engineering

Data-driven platform initiator and architect, data strategic thinker and problem solver.

As the Head of Data Engineering, Crystal combines technical expertise, strategic vision, and exceptional leadership to shape and execute the data engineering strategy of RDC, ultimately driving data-driven success and empowering teams to unlock the true value of their data assets. She is a seasoned professional with a deep passion for transforming raw data into actionable insights. With over 15+ years experience of data management, data platform end-to-end solution design, Crystal possesses a comprehensive understanding of the entire data lifecycle, from data acquisition and storage to processing and analysis. She spearheads the development and implementation of robust data engineering strategies to support RDC's data-driven initiatives.

Crystal Du

Head of Data Engineering

Crystal Du

Head of Data Engineering

Data-driven platform initiator and architect, data strategic thinker and problem solver.

As the Head of Data Engineering, Crystal combines technical expertise, strategic vision, and exceptional leadership to shape and execute the data engineering strategy of RDC, ultimately driving data-driven success and empowering teams to unlock the true value of their data assets. She is a seasoned professional with a deep passion for transforming raw data into actionable insights. With over 15+ years experience of data management, data platform end-to-end solution design, Crystal possesses a comprehensive understanding of the entire data lifecycle, from data acquisition and storage to processing and analysis. She spearheads the development and implementation of robust data engineering strategies to support RDC's data-driven initiatives.

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