delivering the future of credit, today.


artificial intelligence innovation in credit risk

Our innovations in the use of alternative data and predictive analytics, combined with cutting edge artificial intelligence technology, are creating breakthrough’s in credit risk management.

Combining global experience, flexible software and advanced prediction we empower lenders to make faster, safer and more accurate lending decisions.

rich data corporation

AI-Driven Prediction & decisioning

Delta is our next generation credit risk management platform, augmenting human credit risk expert knowledge with AI capabilities to enable superior lending outcomes for banks and lenders.

Delta helps you seamlessly combine your owned data with alternative data sources to more accurately assess the credit risk of individuals and small businesses – opening up previously under-served customer segments to drive growth and financial inclusion.

Through multiple implementations across the globe, we have proven our ability to deliver enterprise-grade solutions at scale. 


Data is the prize. We value the potential in the information, in the learnings derived, and evolve based on outcomes.

AI Native

Embedded AI from day one. Augment human experts with AI and build learning from data throughout the credit risk lifecycle.

SECURE cloud

Rapid and cost-effective cloud native deployments. Safe and secure, always on and scalable Software as a Service (Saas) model. ISO 27001 certified.


AI + Human intelligence

Our uniquely accomplished team bring a depth of human understanding to client business contexts. Their broad enterprise experience enables them to harness the power of the Delta credit risk management platform to maximum effect for each client, designing unique implementations that align goals with organisational objectives.

The Bottom Line

The value of your data is fully realised when you understand how to best connect with your customers. RDC can show you how.